Inherent
4
Onboarding and product
Loading the book.
cust_9204
Tamsin Crowe
Teacher · Calgary, AB · declared $25,000.00 / month
MediumPersonLow Kyc
Behavioural
40
Open alert composite
Residual
30
What the queue should feel
Why this rating
- Onboarding KYC rating+4
Relationship was onboarded at LOW KYC risk.
- Open monitoring indicators+40
Composite alert score 40 (LOW confidence). International EFT is missing travel-rule originator or beneficiary fields (+40).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.821 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- value 7d cad0.172
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
EFT ·
Sent $4,200.00tx_000296
Alert ·
International EFT is missing travel-rule originator or beneficiary fieldsAML-TR-001. This international outgoing EFT of CAD 4,200.00 is missing beneficiary account, beneficiary address, beneficiary institution. The travel rule expects the originator and the beneficiary to be identified on the transfer. A gap is a record defect to cure. It is not, by itself, a ground for suspicion.
Onboarding ·
Relationship opened
Teacher. Declared $25,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- International EFT is missing travel-rule originator or beneficiary fieldsHigh
AML-TR-001 · This international outgoing EFT of CAD 4,200.00 is missing beneficiary account, beneficiary address, beneficiary institution. The travel rule expects the originator and the beneficiary to be identified on the transfer. A gap is a record defect to cure. It is not, by itself, a ground for suspicion.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-09-27 13:25 | tx_000296 | Eft | OUTGOING | $4,200.00 |