AML-TR-001

International EFT is missing travel-rule originator or beneficiary fields

This international outgoing EFT of CAD 4,200.00 is missing beneficiary account, beneficiary address, beneficiary institution. The travel rule expects the originator and the beneficiary to be identified on the transfer. A gap is a record defect to cure. It is not, by itself, a ground for suspicion.

HighVersion 1.0· 40 points· 2026-09-27 13:25

Customer Tamsin Crowe

Observed

cad value: 4,200
direction: OUTGOING
missing fields: beneficiary_account, beneficiary_address, beneficiary_institution
present fields: originator_name, originator_account, originator_address, beneficiary_name
counterparty country: AE

Threshold

min cad: 1,000
required fields: originator_name, originator_account, originator_address, beneficiary_name, beneficiary_account, beneficiary_address, beneficiary_institution

Evidence

Transactions cited by this alert
Reference	When	Rail	Direction	CAD
tx_000296	2026-09-27 13:25	EFT	OUTGOING	$4,200.00

Evidence in time

outgoing · 2026-09-27 13:25
tx_000296
EFT · OUTGOING · $4,200.00