Inherent
4
Onboarding and product
Loading the book.
cust_0011
Camille Ivanov
Real estate agent · Toronto, ON · declared $10,000.00 / month
MediumPersonLow Kyc
Behavioural
61
Open alert composite
Residual
45
What the queue should feel
Why this rating
- Onboarding KYC rating+4
Relationship was onboarded at LOW KYC risk.
- Open monitoring indicators+61
Composite alert score 61 (HIGH confidence). Rapid inbound activity from multiple distinct wallets (+18); Receipts accumulating just below the reporting threshold (+18); Fan-in: many distinct wallets funding one customer (+15).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.359 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- distinct assets 7d0.011
- value 7d cad0.004
- txn count 7d0.002
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
Virtual currency ·
Received $400.00tx_000089
Virtual currency ·
Received $1,400.00tx_000092
Virtual currency ·
Received $700.00tx_000233
Alert ·
Receipts accumulating just below the reporting thresholdAML-VC-002. 9 receipts totalling CAD 8,650.00 (86.5% of the reporting threshold) grouped on same conductor. Proximity to a threshold is not by itself evidence of structuring.
Virtual currency ·
Received $1,100.00tx_000232
Virtual currency ·
Received $1,300.00tx_000231
Virtual currency ·
Received $1,100.00tx_000230
Alert ·
Fan-in: many distinct wallets funding one customerAML-VC-010. 9 distinct sending wallets sent CAD 8,650.00 to this customer in 24 hours.
Virtual currency ·
Received $1,100.00tx_000229
Alert ·
Rapid inbound activity from multiple distinct walletsAML-VC-001. 9 receipts from 9 distinct wallets within 40 minutes.
Virtual currency ·
Received $1,100.00tx_000228
Virtual currency ·
Received $850.00tx_000227
Alert ·
Receipts concentrated in newly observed addressesAML-VC-014. 100% of the value received in 24h came from 9 address(es) first observed within the last 7 days.
Virtual currency ·
Received $700.00tx_000226
Virtual currency ·
Received $700.00tx_000225
Virtual currency ·
Received $400.00tx_000095
Virtual currency ·
Received $120.00tx_000096
Virtual currency ·
Sent $540.00tx_000094
Virtual currency ·
Sent $1,320.00tx_000091
Virtual currency ·
Received $2,200.00tx_000090
Virtual currency ·
Received $900.00tx_000093
Onboarding ·
Relationship opened
Real estate agent. Declared $10,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- Rapid inbound activity from multiple distinct walletsMedium
AML-VC-001 · 9 receipts from 9 distinct wallets within 40 minutes.
- Receipts accumulating just below the reporting thresholdMedium
AML-VC-002 · 9 receipts totalling CAD 8,650.00 (86.5% of the reporting threshold) grouped on same conductor. Proximity to a threshold is not by itself evidence of structuring.
- Fan-in: many distinct wallets funding one customerMedium
AML-VC-010 · 9 distinct sending wallets sent CAD 8,650.00 to this customer in 24 hours.
- Receipts concentrated in newly observed addressesLow
AML-VC-014 · 100% of the value received in 24h came from 9 address(es) first observed within the last 7 days.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-10-01 08:50 | tx_000089 | Virtual Currency | INCOMING | $400.00 |
| 2026-10-01 03:14 | tx_000092 | Virtual Currency | INCOMING | $1,400.00 |
| 2026-09-23 14:40 | tx_000233 | Virtual Currency | INCOMING | $700.00 |
| 2026-09-23 14:35 | tx_000232 | Virtual Currency | INCOMING | $1,100.00 |
| 2026-09-23 14:30 | tx_000231 | Virtual Currency | INCOMING | $1,300.00 |
| 2026-09-23 14:25 | tx_000230 | Virtual Currency | INCOMING | $1,100.00 |
| 2026-09-23 14:20 | tx_000229 | Virtual Currency | INCOMING | $1,100.00 |
| 2026-09-23 14:15 | tx_000228 | Virtual Currency | INCOMING | $1,100.00 |