WHO
The subject of this report is Chidi Moreau (client reference cust_0003), an individual described at onboarding as Software developer.Evidence: customer:cust_0003
WHAT
Between 2026-09-21T01:10:00Z and 2026-09-30T16:16:00Z, the reporting entity recorded 6 incoming virtual-currency transfer(s) for this customer with a combined CAD-equivalent value of 20,800.00.Evidence: tx_000014, tx_000012, tx_000234, tx_000235, tx_000013, tx_000015…
The receipts originated from 5 distinct sending addresses.Evidence: 0x287a03689a5fb2777e4c25687e518dba70eba87a, 0x4cd479d867b846b96a59142565069072ce642610, bc1q8c24960a9267748ba5c0308408afbd6e79, bc1qbc974748ab46528136e7716bfa8979bf68, bc1qeefc7c6815e9b0741d14c877a328e3d1ec
The activity involved 2 virtual currencies (BTC, ETH).Evidence: tx_000014, tx_000012, tx_000234, tx_000235, tx_000013, tx_000015…
HOW FUNDS MOVED
1 outgoing transfer(s) totalling 11,328.00 were recorded over the same period to 1 address(es).Evidence: tx_000235
2026-09-21 01:10 - received 0.40877688 ETH (CAD 1,400.00), reference tx_000014.Evidence: tx_000014
2026-09-22 04:07 - received 0.02531836 BTC (CAD 3,100.00), reference tx_000012.Evidence: tx_000012
2026-09-22 16:00 - received 0.09486519 BTC (CAD 11,800.00), reference tx_000234.Evidence: tx_000234
2026-09-22 16:22 - sent 0.09107058 BTC (CAD 11,328.00), reference tx_000235.Evidence: tx_000235
2026-09-23 14:25 - received 0.25972227 ETH (CAD 900.00), reference tx_000013.Evidence: tx_000013
2026-09-27 06:46 - received 0.67371456 ETH (CAD 2,200.00), reference tx_000015.Evidence: tx_000015
2026-09-30 16:16 - received 0.0110207 BTC (CAD 1,400.00), reference tx_000010.Evidence: tx_000010
WHY SUSPICIOUS
CAD 11,328.00 sent onward within 180 minutes of receiving CAD 11,800.00 across 1 receipt(s) - 96% of the value received in that window. First outflow 22 minutes after the triggering receipt. (indicator AML-VC-003 v1.0).Evidence: txn:169, txn:171
CAD 16,300.00 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (3.3x). (indicator AML-VC-015 v1.0).Evidence: txn:153, txn:164, txn:169
79% of the value received in 24h came from 1 address(es) first observed within the last 7 days. (indicator AML-VC-014 v1.0).Evidence: txn:164, txn:169
The customer's declared expected monthly activity at onboarding was CAD 5,000.00.Evidence: customer:cust_0003
The transactions above are reported because they are inconsistent with the customer's established activity as recorded by the reporting entity. No determination has been made as to the origin or purpose of the funds.Evidence: tx_000014, tx_000012, tx_000234, tx_000235, tx_000013, tx_000015…
ACTION TAKEN
A Large Virtual Currency Transaction Report has also been prepared for this activity.Evidence: case:AML-2026-00004