- schema
- sentinel-draft-1
- reportType
- STR
- disclaimer
- Synthetic draft for investigator review. Field names are FINTRAC-like. This document is not a FINTRAC schema, has not been submitted, and is not a determination that money laundering, terrorist financing, or a reporting obligation has been established.
- reportDetails
- reportingEntityNumber
- 1234567
- reportingEntityContactId
- 7654321
- activitySectorCode
- 11
- reportingEntityLocationReference
- L0000001
- legalName
- Northbound Digital Assets Inc.
- reportTypeCode
- STR
- submitTypeCode
- DRAFT
- reportingEntityReportReference
- NDA-STR-AML-2026-00004
- detailsOfSuspicion
- descriptionOfSuspiciousActivity
- WHO The subject of this report is Chidi Moreau (client reference cust_0003), an individual described at onboarding as Software developer. WHAT Between 2026-09-21T01:10:00Z and 2026-09-30T16:16:00Z, the reporting entity recorded 6 incoming virtual-currency transfer(s) for this customer with a combined CAD-equivalent value of 20,800.00. The receipts originated from 5 distinct sending addresses. The activity involved 2 virtual currencies (BTC, ETH). HOW FUNDS MOVED 1 outgoing transfer(s) totalling 11,328.00 were recorded over the same period to 1 address(es). 2026-09-21 01:10 - received 0.40877688 ETH (CAD 1,400.00), reference tx_000014. 2026-09-22 04:07 - received 0.02531836 BTC (CAD 3,100.00), reference tx_000012. 2026-09-22 16:00 - received 0.09486519 BTC (CAD 11,800.00), reference tx_000234. 2026-09-22 16:22 - sent 0.09107058 BTC (CAD 11,328.00), reference tx_000235. 2026-09-23 14:25 - received 0.25972227 ETH (CAD 900.00), reference tx_000013. 2026-09-27 06:46 - received 0.67371456 ETH (CAD 2,200.00), reference tx_000015. 2026-09-30 16:16 - received 0.0110207 BTC (CAD 1,400.00), reference tx_000010. WHY SUSPICIOUS CAD 11,328.00 sent onward within 180 minutes of receiving CAD 11,800.00 across 1 receipt(s) - 96% of the value received in that window. First outflow 22 minutes after the triggering receipt. (indicator AML-VC-003 v1.0). CAD 16,300.00 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (3.3x). (indicator AML-VC-015 v1.0). 79% of the value received in 24h came from 1 address(es) first observed within the last 7 days. (indicator AML-VC-014 v1.0). The customer's declared expected monthly activity at onboarding was CAD 5,000.00. The transactions above are reported because they are inconsistent with the customer's established activity as recorded by the reporting entity. No determination has been made as to the origin or purpose of the funds. ACTION TAKEN A Large Virtual Currency Transaction Report has also been prepared for this activity.
- politicallyExposedPersonIncludedIndicator
- false
- actionTakenDescription
- Draft only. No report has been submitted. A person still has to decide.
- subject
- customerReference
- cust_0003
- name
- Chidi Moreau
- typeCode
- PERSON
- countryCode
- CA
- provinceCode
- NS
- city
- Halifax
- occupationOrBusiness
- Software developer
- indicators
- ruleId
- AML-VC-003
- ruleVersion
- 1.0
- severity
- high
- detail
- CAD 11,328.00 sent onward within 180 minutes of receiving CAD 11,800.00 across 1 receipt(s) - 96% of the value received in that window. First outflow 22 minutes after the triggering receipt.
- ruleId
- AML-VC-015
- ruleVersion
- 1.0
- severity
- medium
- detail
- CAD 16,300.00 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (3.3x).
- ruleId
- AML-VC-015
- ruleVersion
- 1.0
- severity
- medium
- detail
- CAD 17,200.00 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (3.4x).
- ruleId
- AML-VC-015
- ruleVersion
- 1.0
- severity
- medium
- detail
- CAD 19,400.00 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (3.9x).
- ruleId
- AML-VC-015
- ruleVersion
- 1.0
- severity
- medium
- detail
- CAD 20,800.00 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (4.2x).
- ruleId
- AML-VC-015
- ruleVersion
- 1.0
- severity
- medium
- detail
- CAD 20,800.00 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (4.2x).
- ruleId
- AML-VC-014
- ruleVersion
- 1.0
- severity
- low
- detail
- 79% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
- ruleId
- AML-VC-014
- ruleVersion
- 1.0
- severity
- low
- detail
- 93% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
- transactions
- transactionReference
- tx_000012
- dateTimeOfTransaction
- 2026-09-22T04:07:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.02531836
- currencyCode
- BTC
- cadEquivalent
- 3100
- exchangeRate
- 122440.77296
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Chidi Moreau
- transactionReference
- tx_000234
- dateTimeOfTransaction
- 2026-09-22T16:00:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.09486519
- currencyCode
- BTC
- cadEquivalent
- 11800
- exchangeRate
- 124387.036896
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Chidi Moreau
- transactionReference
- tx_000013
- dateTimeOfTransaction
- 2026-09-23T14:25:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.25972227
- currencyCode
- ETH
- cadEquivalent
- 900
- exchangeRate
- 3465.23994125
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Chidi Moreau
- transactionReference
- tx_000235
- dateTimeOfTransaction
- 2026-09-22T16:22:00Z
- direction
- OUTGOING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.09107058
- currencyCode
- BTC
- cadEquivalent
- 11328
- exchangeRate
- 124387.036896
- methodCode
- 8
- purpose
- Withdrawal
- conductorName
- Chidi Moreau
- transactionReference
- tx_000014
- dateTimeOfTransaction
- 2026-09-21T01:10:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.40877688
- currencyCode
- ETH
- cadEquivalent
- 1400
- exchangeRate
- 3424.85126725
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Chidi Moreau
- transactionReference
- tx_000015
- dateTimeOfTransaction
- 2026-09-27T06:46:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.67371456
- currencyCode
- ETH
- cadEquivalent
- 2200
- exchangeRate
- 3265.47789825
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Chidi Moreau
- transactionReference
- tx_000010
- dateTimeOfTransaction
- 2026-09-30T16:16:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.0110207
- currencyCode
- BTC
- cadEquivalent
- 1400
- exchangeRate
- 127033.725632
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Chidi Moreau
- verification
- supported
- true
- unsupported claims
None.
- prohibited language
None.
- uncited sentences
None.
- missingInformation
The investigator's documented rationale has not been recorded on the case.
Loading the book.