- schema
- sentinel-draft-1
- reportType
- STR
- disclaimer
- Synthetic draft for investigator review. Field names are FINTRAC-like. This document is not a FINTRAC schema, has not been submitted, and is not a determination that money laundering, terrorist financing, or a reporting obligation has been established.
- reportDetails
- reportingEntityNumber
- 1234567
- reportingEntityContactId
- 7654321
- activitySectorCode
- 11
- reportingEntityLocationReference
- L0000001
- legalName
- Northbound Digital Assets Inc.
- reportTypeCode
- STR
- submitTypeCode
- DRAFT
- reportingEntityReportReference
- NDA-STR-AML-2026-00001
- detailsOfSuspicion
- descriptionOfSuspiciousActivity
- WHO The subject of this report is Hana Wang (client reference cust_0020), an individual described at onboarding as Real estate agent. WHAT Between 2026-09-10T12:06:00Z and 2026-09-30T05:48:00Z, the reporting entity recorded 16 incoming virtual-currency transfer(s) for this customer with a combined CAD-equivalent value of 35,590.04. The receipts originated from 15 distinct sending addresses. The activity involved 5 virtual currencies (BTC, ETH, LTC, USDT, XMR). HOW FUNDS MOVED 2 outgoing transfer(s) totalling 16,300.00 were recorded over the same period to 2 address(es). 2026-09-10 12:06 - received 4.14971021 LTC (CAD 650.00), reference tx_000205. 2026-09-13 13:09 - received 0.01747796 BTC (CAD 2,200.00), reference tx_000200. 2026-09-14 08:26 - received 2257.99 USDT (CAD 3,099.99), reference tx_000198. 2026-09-16 09:40 - received 3791.09 USDT (CAD 5,200.00), reference tx_000254. 2026-09-17 03:48 - received 0.11398598 ETH (CAD 400.00), reference tx_000197. 2026-09-19 07:14 - received 7.25571048 LTC (CAD 900.00), reference tx_000195. 2026-09-20 10:20 - received 292.65 USDT (CAD 400.01), reference tx_000208. 2026-09-21 09:00 - sent 2.35339259 ETH (CAD 8,200.00), reference tx_000236. 2026-09-21 12:00 - sent 2.2593029 ETH (CAD 8,100.00), reference tx_hop_237. 2026-09-24 13:32 - received 656.08 USDT (CAD 900.00), reference tx_000202. 2026-09-27 09:05 - received 2334.77 USDT (CAD 3,200.01), reference tx_000210. 2026-09-27 09:52 - received 1751.07 USDT (CAD 2,399.99), reference tx_000211. A further 6 transaction(s) are attached to the case record. WHY SUSPICIOUS 3 receipts totalling CAD 8,700.01 (87.0% of the reporting threshold) grouped on same conductor. Proximity to a threshold is not by itself evidence of structuring. (indicator AML-VC-002 v1.1). CAD 21,600.04 received in 24 hours against an active-day average of CAD 3,283.34 over 9 active day(s) in 90 days (6.6x); the customer's previous busiest day was CAD 15,800.03. (indicator AML-VC-004 v2.0). Address 0xe85e2cabeb10a7ca450f3499c247a707e3a37235 transacted with 2 different customers in the last 30 days, which can indicate an undisclosed third party. (indicator AML-VC-007 v1.0). 6 distinct sending wallets sent CAD 21,600.04 to this customer in 24 hours. (indicator AML-VC-010 v1.0). CAD 35,350.04 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (7.1x). (indicator AML-VC-015 v1.0). Exposure to IR on this transaction. (indicator AML-VC-009 v1.0). 100% of the value received in 24h came from 1 address(es) first observed within the last 7 days. (indicator AML-VC-014 v1.0). The customer's declared expected monthly activity at onboarding was CAD 5,000.00. The transactions above are reported because they are inconsistent with the customer's established activity as recorded by the reporting entity. No determination has been made as to the origin or purpose of the funds. ACTION TAKEN A Large Virtual Currency Transaction Report has also been prepared for this activity.
- politicallyExposedPersonIncludedIndicator
- false
- actionTakenDescription
- Draft only. No report has been submitted. A person still has to decide.
- subject
- customerReference
- cust_0020
- name
- Hana Wang
- typeCode
- PERSON
- countryCode
- CA
- provinceCode
- ON
- city
- Toronto
- occupationOrBusiness
- Real estate agent
- indicators
- ruleId
- AML-VC-002
- ruleVersion
- 1.1
- severity
- medium
- detail
- 3 receipts totalling CAD 8,700.01 (87.0% of the reporting threshold) grouped on same conductor. Proximity to a threshold is not by itself evidence of structuring.
- ruleId
- AML-VC-004
- ruleVersion
- 2.0
- severity
- high
- detail
- CAD 21,600.04 received in 24 hours against an active-day average of CAD 3,283.34 over 9 active day(s) in 90 days (6.6x); the customer's previous busiest day was CAD 15,800.03.
- ruleId
- AML-VC-007
- ruleVersion
- 1.0
- severity
- high
- detail
- Address 0xe85e2cabeb10a7ca450f3499c247a707e3a37235 transacted with 2 different customers in the last 30 days, which can indicate an undisclosed third party.
- ruleId
- AML-VC-010
- ruleVersion
- 1.0
- severity
- medium
- detail
- 6 distinct sending wallets sent CAD 21,600.04 to this customer in 24 hours.
- ruleId
- AML-VC-015
- ruleVersion
- 1.0
- severity
- medium
- detail
- CAD 35,350.04 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (7.1x).
- ruleId
- AML-VC-015
- ruleVersion
- 1.0
- severity
- medium
- detail
- CAD 35,470.04 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (7.1x).
- ruleId
- AML-VC-015
- ruleVersion
- 1.0
- severity
- medium
- detail
- CAD 35,470.04 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (7.1x).
- ruleId
- AML-VC-015
- ruleVersion
- 1.0
- severity
- medium
- detail
- CAD 35,590.04 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (7.1x).
- ruleId
- AML-VC-015
- ruleVersion
- 1.0
- severity
- medium
- detail
- CAD 35,590.04 received over 30 days against a declared expected monthly volume of CAD 5,000.00 (7.1x).
- ruleId
- AML-VC-009
- ruleVersion
- 1.0
- severity
- medium
- detail
- Exposure to IR on this transaction.
- ruleId
- AML-VC-014
- ruleVersion
- 1.0
- severity
- low
- detail
- 100% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
- ruleId
- AML-VC-014
- ruleVersion
- 1.0
- severity
- low
- detail
- 93% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
- ruleId
- AML-VC-014
- ruleVersion
- 1.0
- severity
- low
- detail
- 100% of the value received in 24h came from 6 address(es) first observed within the last 7 days.
- ruleId
- AML-VC-014
- ruleVersion
- 1.0
- severity
- low
- detail
- 99% of the value received in 24h came from 2 address(es) first observed within the last 7 days.
- transactions
- transactionReference
- tx_000210
- dateTimeOfTransaction
- 2026-09-27T09:05:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 2334.77
- currencyCode
- USDT
- cadEquivalent
- 3200.01
- exchangeRate
- 1.3705869628
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000211
- dateTimeOfTransaction
- 2026-09-27T09:52:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 1751.07
- currencyCode
- USDT
- cadEquivalent
- 2399.99
- exchangeRate
- 1.3705869628
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000212
- dateTimeOfTransaction
- 2026-09-27T10:58:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 2260.42
- currencyCode
- USDT
- cadEquivalent
- 3100.01
- exchangeRate
- 1.3714291429
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000213
- dateTimeOfTransaction
- 2026-09-27T12:20:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 1821.68
- currencyCode
- USDT
- cadEquivalent
- 2500.01
- exchangeRate
- 1.3723632774
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000214
- dateTimeOfTransaction
- 2026-09-27T14:01:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 3351.69
- currencyCode
- USDT
- cadEquivalent
- 4600.01
- exchangeRate
- 1.3724437649
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000215
- dateTimeOfTransaction
- 2026-09-27T15:58:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 4228.59
- currencyCode
- USDT
- cadEquivalent
- 5800.01
- exchangeRate
- 1.3716168466
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000203
- dateTimeOfTransaction
- 2026-09-28T13:42:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.48468946
- currencyCode
- XMR
- cadEquivalent
- 120
- exchangeRate
- 247.58120204
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000236
- dateTimeOfTransaction
- 2026-09-21T09:00:00Z
- direction
- OUTGOING
- instrument
- VIRTUAL_CURRENCY
- amount
- 2.35339259
- currencyCode
- ETH
- cadEquivalent
- 8200
- exchangeRate
- 3484.33152175
- methodCode
- 8
- purpose
- Withdrawal
- conductorName
- Samir Wang
- transactionReference
- tx_hop_237
- dateTimeOfTransaction
- 2026-09-21T12:00:00Z
- direction
- OUTGOING
- instrument
- VIRTUAL_CURRENCY
- amount
- 2.2593029
- currencyCode
- ETH
- cadEquivalent
- 8100
- exchangeRate
- 3585.17664725
- methodCode
- —
- purpose
- Intermediary movement
- conductorName
- Hana Wang
- transactionReference
- tx_000205
- dateTimeOfTransaction
- 2026-09-10T12:06:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 4.14971021
- currencyCode
- LTC
- cadEquivalent
- 650
- exchangeRate
- 156.63744378
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000200
- dateTimeOfTransaction
- 2026-09-13T13:09:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.01747796
- currencyCode
- BTC
- cadEquivalent
- 2200
- exchangeRate
- 125872.836128
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000198
- dateTimeOfTransaction
- 2026-09-14T08:26:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 2257.99
- currencyCode
- USDT
- cadEquivalent
- 3099.99
- exchangeRate
- 1.3728997146
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000254
- dateTimeOfTransaction
- 2026-09-16T09:40:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 3791.09
- currencyCode
- USDT
- cadEquivalent
- 5200
- exchangeRate
- 1.3716380131
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000197
- dateTimeOfTransaction
- 2026-09-17T03:48:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.11398598
- currencyCode
- ETH
- cadEquivalent
- 400
- exchangeRate
- 3509.20341725
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000195
- dateTimeOfTransaction
- 2026-09-19T07:14:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 7.25571048
- currencyCode
- LTC
- cadEquivalent
- 900
- exchangeRate
- 124.0402305
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000208
- dateTimeOfTransaction
- 2026-09-20T10:20:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 292.65
- currencyCode
- USDT
- cadEquivalent
- 400.01
- exchangeRate
- 1.3668383688
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000202
- dateTimeOfTransaction
- 2026-09-24T13:32:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 656.08
- currencyCode
- USDT
- cadEquivalent
- 900
- exchangeRate
- 1.3717868088
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- transactionReference
- tx_000206
- dateTimeOfTransaction
- 2026-09-30T05:48:00Z
- direction
- INCOMING
- instrument
- VIRTUAL_CURRENCY
- amount
- 0.00094306
- currencyCode
- BTC
- cadEquivalent
- 120
- exchangeRate
- 127245.59888
- methodCode
- 8
- purpose
- Deposit of virtual currency
- conductorName
- Hana Wang
- verification
- supported
- true
- unsupported claims
None.
- prohibited language
None.
- uncited sentences
None.
- missingInformation
The investigator's documented rationale has not been recorded on the case.
Loading the book.