Inherent
12
Onboarding and product
Loading the book.
cust_0006
Quentin Chen
Real estate agent · Winnipeg, MB · declared $50,000.00 / month
MediumPersonMedium Kyc
Behavioural
28
Open alert composite
Residual
27
What the queue should feel
Why this rating
- Onboarding KYC rating+12
Relationship was onboarded at MEDIUM KYC risk.
- Open monitoring indicators+28
Composite alert score 28 (MEDIUM confidence). Receipt volume far above the customer's own baseline (+18); Receipts concentrated in newly observed addresses (+10).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.205 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- value 7d cad0.002
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
Virtual currency ·
Received $9,200.00tx_000242
Alert ·
Receipt volume far above the customer's own baselineAML-VC-004. CAD 9,200.00 received in 24 hours against an active-day average of CAD 1,214.29 over 7 active day(s) in 90 days (7.6x); the customer's previous busiest day was CAD 3,100.00.
Alert ·
Receipts concentrated in newly observed addressesAML-VC-014. 100% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
Virtual currency ·
Received $900.00tx_000045
Virtual currency ·
Sent $540.00tx_000047
Virtual currency ·
Received $900.01tx_000046
Virtual currency ·
Received $3,100.00tx_000051
Virtual currency ·
Received $250.00tx_000048
Virtual currency ·
Received $249.99tx_000049
Virtual currency ·
Sent $1,320.00tx_000044
Virtual currency ·
Received $2,200.00tx_000043
Virtual currency ·
Received $900.00tx_000050
Virtual currency ·
Received $600.00tx_000241
Onboarding ·
Relationship opened
Real estate agent. Declared $50,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- Receipt volume far above the customer's own baselineHigh
AML-VC-004 · CAD 9,200.00 received in 24 hours against an active-day average of CAD 1,214.29 over 7 active day(s) in 90 days (7.6x); the customer's previous busiest day was CAD 3,100.00.
- Receipts concentrated in newly observed addressesLow
AML-VC-014 · 100% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-09-29 10:45 | tx_000242 | Virtual Currency | INCOMING | $9,200.00 |
| 2026-09-27 08:02 | tx_000045 | Virtual Currency | INCOMING | $900.00 |
| 2026-09-25 00:52 | tx_000047 | Virtual Currency | OUTGOING | $540.00 |
| 2026-09-21 15:52 | tx_000046 | Virtual Currency | INCOMING | $900.01 |
| 2026-09-20 06:56 | tx_000051 | Virtual Currency | INCOMING | $3,100.00 |
| 2026-09-17 15:56 | tx_000048 | Virtual Currency | INCOMING | $250.00 |
| 2026-09-14 15:57 | tx_000049 | Virtual Currency | INCOMING | $249.99 |
| 2026-09-09 17:59 | tx_000044 | Virtual Currency | OUTGOING | $1,320.00 |