Inherent
59
Onboarding and product
Loading the book.
cust_9206
Prairie Transfer MSB Ltd.
Money services business · Winnipeg, MB · declared $30,000.00 / month
HighEntityHigh Kyc
Behavioural
44
Open alert composite
Residual
66
What the queue should feel
Why this rating
- Onboarding KYC rating+25
Relationship was onboarded at HIGH KYC risk.
- Product and activity risk+18
Declared activity is a money-services business.
- Legal entity+4
Legal persons have a wider range of controllers and beneficiaries to understand.
- Cash-intensive recent activity+12
CAD 6,400.00 of CAD 6,400.00 received in the last 30 days arrived in cash.
- Open monitoring indicators+44
Composite alert score 44 (LOW confidence). MSB cash-in followed by payouts to several beneficiaries (+44).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.795 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- txn count 7d0.176
- value 7d cad-0.002
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
EFT ·
Sent $1,400.00tx_000306
EFT ·
Sent $1,400.00tx_000305
Alert ·
MSB cash-in followed by payouts to several beneficiariesAML-TB-002. Money services business received CAD 6,400.00 in cash and paid 4 distinct beneficiaries on another rail within 24 hours. Multiple third-party payouts are an MSB typology indicator. They are not proof that the business is unregistered or that the funds are illicit.
EFT ·
Sent $1,400.00tx_000304
EFT ·
Sent $1,400.00tx_000303
CASH ·
Received $1,600.00tx_000302
CASH ·
Received $1,500.00tx_000301
CASH ·
Received $1,700.00tx_000300
CASH ·
Received $1,600.00tx_000299
Onboarding ·
Relationship opened
Money services business. Declared $30,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- MSB cash-in followed by payouts to several beneficiariesHigh
AML-TB-002 · Money services business received CAD 6,400.00 in cash and paid 4 distinct beneficiaries on another rail within 24 hours. Multiple third-party payouts are an MSB typology indicator. They are not proof that the business is unregistered or that the funds are illicit.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-09-28 20:00 | tx_000306 | Eft | OUTGOING | $1,400.00 |
| 2026-09-28 19:40 | tx_000305 | Eft | OUTGOING | $1,400.00 |
| 2026-09-28 19:20 | tx_000304 | Eft | OUTGOING | $1,400.00 |
| 2026-09-28 19:00 | tx_000303 | Eft | OUTGOING | $1,400.00 |
| 2026-09-28 11:00 | tx_000302 | Cash | INCOMING | $1,600.00 |
| 2026-09-28 10:20 | tx_000301 | Cash | INCOMING | $1,500.00 |
| 2026-09-28 09:40 | tx_000300 | Cash | INCOMING | $1,700.00 |
| 2026-09-28 09:00 | tx_000299 | Cash | INCOMING | $1,600.00 |