Inherent
4
Onboarding and product
Loading the book.
cust_9112
Etienne Moreau
Software developer · Halifax, NS · declared $4,000.00 / month
MediumPersonLow Kyc
Behavioural
34
Open alert composite
Residual
26
What the queue should feel
Why this rating
- Onboarding KYC rating+4
Relationship was onboarded at LOW KYC risk.
- Open monitoring indicators+34
Composite alert score 34 (MEDIUM confidence). Sub-threshold cash from several customers to one beneficiary (+20); Beneficiary shared across apparently unrelated customers (+14).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.000 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- value 7d cad-0.017
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
CASH ·
Received $4,500.00tx_000291
Alert ·
Sub-threshold cash from several customers to one beneficiaryAML-FI-005. 3 customers placed cash under CAD 10,000.00 with the same beneficiary, totalling CAD 13,500.00 within 24 hours.
Alert ·
Beneficiary shared across apparently unrelated customersAML-VC-008. 3 customers directed value to the same beneficiary within 7 days.
Onboarding ·
Relationship opened
Software developer. Declared $4,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- Sub-threshold cash from several customers to one beneficiaryHigh
AML-FI-005 · 3 customers placed cash under CAD 10,000.00 with the same beneficiary, totalling CAD 13,500.00 within 24 hours.
- Beneficiary shared across apparently unrelated customersMedium
AML-VC-008 · 3 customers directed value to the same beneficiary within 7 days.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-09-28 14:20 | tx_000291 | Cash | INCOMING | $4,500.00 |