Inherent
59
Onboarding and product
Loading the book.
cust_9104
Cedar Remit Co.
Money services and remittance · Montreal, QC · declared $15,000.00 / month
HighEntityHigh Kyc
Behavioural
45
Open alert composite
Residual
67
What the queue should feel
Why this rating
- Onboarding KYC rating+25
Relationship was onboarded at HIGH KYC risk.
- Product and activity risk+18
Declared activity is a money-services business.
- Legal entity+4
Legal persons have a wider range of controllers and beneficiaries to understand.
- Cash-intensive recent activity+12
CAD 18,000.00 of CAD 18,000.00 received in the last 30 days arrived in cash.
- Open monitoring indicators+45
Composite alert score 45 (MEDIUM confidence). Large cash transaction reporting threshold reached (+25); Rapid movement of funds across payment rails (+20).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.487 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- value 7d cad0.053
- distinct assets 7d0.035
- txn count 7d0.009
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
Virtual currency ·
Sent $15,500.00tx_000288
Alert ·
Rapid movement of funds across payment railsAML-FI-004. CAD 18,000.00 arrived via cash and CAD 15,500.00 (86%) left via virtual currency within 6 hours.
CASH ·
Received $18,000.00tx_000287
Alert ·
Large cash transaction reporting threshold reachedAML-FI-001. a single cash receipt total CAD 18,000.00, which meets the CAD 10,000.00 large cash transaction threshold. This is a reporting observation, not by itself an indicator of suspicion.
Onboarding ·
Relationship opened
Money services and remittance. Declared $15,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- Large cash transaction reporting threshold reachedReporting
AML-FI-001 · a single cash receipt total CAD 18,000.00, which meets the CAD 10,000.00 large cash transaction threshold. This is a reporting observation, not by itself an indicator of suspicion.
- Rapid movement of funds across payment railsHigh
AML-FI-004 · CAD 18,000.00 arrived via cash and CAD 15,500.00 (86%) left via virtual currency within 6 hours.