Inherent
12
Onboarding and product
Loading the book.
cust_9103
Owen Lindqvist
Pharmacist · Calgary, AB · declared $6,000.00 / month
MediumPersonMedium Kyc
Behavioural
25
Open alert composite
Residual
25
What the queue should feel
Why this rating
- Onboarding KYC rating+12
Relationship was onboarded at MEDIUM KYC risk.
- Open monitoring indicators+25
Composite alert score 25 (LOW confidence). International electronic funds transfer reporting threshold reached (+25).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.821 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- value 7d cad0.172
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
EFT ·
Sent $18,500.00tx_000286
Alert ·
International electronic funds transfer reporting threshold reachedAML-FI-002. 1 international outgoing electronic funds transfer(s) total CAD 18,500.00 involving DE, meeting the CAD 10,000.00 EFTR threshold. This is a reporting observation, not by itself an indicator of suspicion.
Onboarding ·
Relationship opened
Pharmacist. Declared $6,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- International electronic funds transfer reporting threshold reachedReporting
AML-FI-002 · 1 international outgoing electronic funds transfer(s) total CAD 18,500.00 involving DE, meeting the CAD 10,000.00 EFTR threshold. This is a reporting observation, not by itself an indicator of suspicion.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-09-27 14:40 | tx_000286 | Eft | OUTGOING | $18,500.00 |