Inherent
4
Onboarding and product
Loading the book.
cust_9002
Elias Ivanov
Truck driver · Toronto, ON · declared $5,000.00 / month
MediumPersonLow Kyc
Behavioural
49
Open alert composite
Residual
37
What the queue should feel
Why this rating
- Onboarding KYC rating+4
Relationship was onboarded at LOW KYC risk.
- Open monitoring indicators+49
Composite alert score 49 (HIGH confidence). LVCTR threshold reached by 24-hour aggregation (+25); Beneficiary shared across apparently unrelated customers (+14); Receipts concentrated in newly observed addresses (+10).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.077 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- value 7d cad-0.014
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
Virtual currency ·
Received $3,400.01tx_000280
Alert ·
LVCTR threshold reached by 24-hour aggregationAML-VC-012. 6 receipt(s) grouped on beneficiary totalling CAD 19,200.01.
Alert ·
Beneficiary shared across apparently unrelated customersAML-VC-008. 2 customers directed value to the same beneficiary within 7 days.
Alert ·
Receipts concentrated in newly observed addressesAML-VC-014. 100% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
Onboarding ·
Relationship opened
Truck driver. Declared $5,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- LVCTR threshold reached by 24-hour aggregationReporting
AML-VC-012 · 6 receipt(s) grouped on beneficiary totalling CAD 19,200.01.
- Beneficiary shared across apparently unrelated customersMedium
AML-VC-008 · 2 customers directed value to the same beneficiary within 7 days.
- Receipts concentrated in newly observed addressesLow
AML-VC-014 · 100% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-09-30 14:05 | tx_000280 | Virtual Currency | INCOMING | $3,400.01 |