Inherent
24
Onboarding and product
Loading the book.
cust_9001
Maple Digital Imports Ltd.
Import and distribution of consumer electronics · Montreal, QC · declared $20,000.00 / month
CriticalEntityMedium Kyc
Behavioural
100
Open alert composite
Residual
84
What the queue should feel
Why this rating
- Onboarding KYC rating+12
Relationship was onboarded at MEDIUM KYC risk.
- Product and activity risk+8
Declared activity is cross-border trade.
- Legal entity+4
Legal persons have a wider range of controllers and beneficiaries to understand.
- Open monitoring indicators+100
Composite alert score 100 (HIGH confidence). LVCTR threshold reached by 24-hour aggregation (+25); Exposure to a high-risk counterparty wallet (+22); Received value moved out again almost immediately (+20).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.872 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- txn count 7d0.030
- distinct assets 7d0.023
- value 7d cad-0.014
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
Virtual currency ·
Sent $10,100.01tx_000279
Alert ·
Exposure to a high-risk counterparty walletAML-VC-005. Counterparty 0x3c7ddab3edab728772f64dbdf369c20c05006dbf carries risk score 88 and tag(s) high_risk_exchange.
Virtual currency ·
Received $5,800.00tx_000278
Alert ·
Received value moved out again almost immediatelyAML-VC-003. CAD 10,100.01 sent onward within 180 minutes of receiving CAD 10,400.00 across 2 receipt(s) - 97% of the value received in that window. First outflow 32 minutes after the triggering receipt.
Alert ·
Fan-in: many distinct wallets funding one customerAML-VC-010. 6 distinct sending wallets sent CAD 21,600.00 to this customer in 24 hours.
Alert ·
Beneficiary shared across apparently unrelated customersAML-VC-008. 2 customers directed value to the same beneficiary within 7 days.
Virtual currency ·
Received $4,600.00tx_000277
Alert ·
Received value moved out again almost immediatelyAML-VC-003. CAD 10,100.01 sent onward within 180 minutes of receiving CAD 7,100.00 across 2 receipt(s) - 142% of the value received in that window (the excess was drawn from an existing balance). First outflow 134 minutes after the triggering receipt.
Alert ·
Rapid switching between virtual currenciesAML-VC-013. 3 different virtual currencies used within 6 hours.
Virtual currency ·
Received $2,500.00tx_000276
Alert ·
LVCTR threshold reached by 24-hour aggregationAML-VC-012. 7 receipt(s) grouped on beneficiary totalling CAD 25,000.01.
Virtual currency ·
Received $3,100.00tx_000275
Alert ·
Receipts accumulating just below the reporting thresholdAML-VC-002. 3 receipts totalling CAD 8,700.00 (87.0% of the reporting threshold) grouped on same conductor. Proximity to a threshold is not by itself evidence of structuring.
Virtual currency ·
Received $2,400.00tx_000274
Virtual currency ·
Received $3,200.00tx_000273
Alert ·
Receipts concentrated in newly observed addressesAML-VC-014. 100% of the value received in 24h came from 6 address(es) first observed within the last 7 days.
Virtual currency ·
Received $1,200.00tx_000255
Virtual currency ·
Received $1,800.00tx_000256
Virtual currency ·
Received $1,800.00tx_000257
Virtual currency ·
Received $1,800.00tx_000258
Virtual currency ·
Received $1,800.00tx_000259
Virtual currency ·
Received $2,400.00tx_000260
Virtual currency ·
Received $1,200.00tx_000261
Virtual currency ·
Received $1,800.00tx_000262
Virtual currency ·
Received $2,400.00tx_000263
Virtual currency ·
Received $1,800.00tx_000264
Alert ·
Rapid switching between virtual currenciesAML-VC-013. 3 different virtual currencies used within 6 hours.
Virtual currency ·
Received $1,200.00tx_000265
Virtual currency ·
Received $2,400.00tx_000266
Virtual currency ·
Received $1,200.00tx_000267
Virtual currency ·
Received $1,800.00tx_000268
Virtual currency ·
Received $2,400.00tx_000269
Virtual currency ·
Received $1,800.00tx_000270
Virtual currency ·
Received $1,200.00tx_000271
Virtual currency ·
Received $1,800.00tx_000272
Onboarding ·
Relationship opened
Import and distribution of consumer electronics. Declared $20,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- LVCTR threshold reached by 24-hour aggregationReporting
AML-VC-012 · 7 receipt(s) grouped on beneficiary totalling CAD 25,000.01.
- Exposure to a high-risk counterparty walletHigh
AML-VC-005 · Counterparty 0x3c7ddab3edab728772f64dbdf369c20c05006dbf carries risk score 88 and tag(s) high_risk_exchange.
- Received value moved out again almost immediatelyHigh
AML-VC-003 · CAD 10,100.01 sent onward within 180 minutes of receiving CAD 7,100.00 across 2 receipt(s) - 142% of the value received in that window (the excess was drawn from an existing balance). First outflow 134 minutes after the triggering receipt.
- Received value moved out again almost immediatelyHigh
AML-VC-003 · CAD 10,100.01 sent onward within 180 minutes of receiving CAD 10,400.00 across 2 receipt(s) - 97% of the value received in that window. First outflow 32 minutes after the triggering receipt.
- Receipts accumulating just below the reporting thresholdMedium
AML-VC-002 · 3 receipts totalling CAD 8,700.00 (87.0% of the reporting threshold) grouped on same conductor. Proximity to a threshold is not by itself evidence of structuring.
- Fan-in: many distinct wallets funding one customerMedium
AML-VC-010 · 6 distinct sending wallets sent CAD 21,600.00 to this customer in 24 hours.
- Beneficiary shared across apparently unrelated customersMedium
AML-VC-008 · 2 customers directed value to the same beneficiary within 7 days.
- Rapid switching between virtual currenciesMedium
AML-VC-013 · 3 different virtual currencies used within 6 hours.
- Rapid switching between virtual currenciesMedium
AML-VC-013 · 3 different virtual currencies used within 6 hours.
- Receipts concentrated in newly observed addressesLow
AML-VC-014 · 100% of the value received in 24h came from 6 address(es) first observed within the last 7 days.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-09-30 15:46 | tx_000279 | Virtual Currency | OUTGOING | $10,100.01 |
| 2026-09-30 15:14 | tx_000278 | Virtual Currency | INCOMING | $5,800.00 |
| 2026-09-30 13:32 | tx_000277 | Virtual Currency | INCOMING | $4,600.00 |
| 2026-09-30 11:07 | tx_000276 | Virtual Currency | INCOMING | $2,500.00 |
| 2026-09-30 10:19 | tx_000275 | Virtual Currency | INCOMING | $3,100.00 |
| 2026-09-30 09:44 | tx_000274 | Virtual Currency | INCOMING | $2,400.00 |
| 2026-09-30 09:05 | tx_000273 | Virtual Currency | INCOMING | $3,200.00 |
| 2026-09-23 09:05 | tx_000255 | Virtual Currency | INCOMING | $1,200.00 |