Inherent
4
Onboarding and product
Loading the book.
cust_0002
Kiran Dubois
Software developer · Calgary, AB · declared $15,000.00 / month
LowPersonLow Kyc
Behavioural
28
Open alert composite
Residual
22
What the queue should feel
Why this rating
- Onboarding KYC rating+4
Relationship was onboarded at LOW KYC risk.
- Open monitoring indicators+28
Composite alert score 28 (MEDIUM confidence). Receipts accumulating just below the reporting threshold (+18); Receipts concentrated in newly observed addresses (+10).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.282 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- value 7d cad0.030
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
Virtual currency ·
Received $900.00tx_000004
Virtual currency ·
Sent $240.00tx_000008
Virtual currency ·
Received $120.00tx_000005
Alert ·
Receipts accumulating just below the reporting thresholdAML-VC-002. 4 receipts totalling CAD 9,970.01 (99.7% of the reporting threshold) grouped on same conductor. Proximity to a threshold is not by itself evidence of structuring.
Alert ·
Receipts concentrated in newly observed addressesAML-VC-014. 99% of the value received in 24h came from 3 address(es) first observed within the last 7 days.
Virtual currency ·
Received $3,350.00tx_000224
Alert ·
Receipts accumulating just below the reporting thresholdAML-VC-002. 3 receipts totalling CAD 9,850.01 (98.5% of the reporting threshold) grouped on same conductor. Proximity to a threshold is not by itself evidence of structuring.
Virtual currency ·
Received $3,200.01tx_000223
Virtual currency ·
Received $3,300.00tx_000222
Alert ·
Receipts concentrated in newly observed addressesAML-VC-014. 100% of the value received in 24h came from 3 address(es) first observed within the last 7 days.
Virtual currency ·
Received $400.00tx_000007
Virtual currency ·
Received $120.00tx_000009
Virtual currency ·
Received $2,200.00tx_000006
Onboarding ·
Relationship opened
Software developer. Declared $15,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- Receipts accumulating just below the reporting thresholdMedium
AML-VC-002 · 3 receipts totalling CAD 9,850.01 (98.5% of the reporting threshold) grouped on same conductor. Proximity to a threshold is not by itself evidence of structuring.
- Receipts accumulating just below the reporting thresholdMedium
AML-VC-002 · 4 receipts totalling CAD 9,970.01 (99.7% of the reporting threshold) grouped on same conductor. Proximity to a threshold is not by itself evidence of structuring.
- Receipts concentrated in newly observed addressesLow
AML-VC-014 · 100% of the value received in 24h came from 3 address(es) first observed within the last 7 days.
- Receipts concentrated in newly observed addressesLow
AML-VC-014 · 99% of the value received in 24h came from 3 address(es) first observed within the last 7 days.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-10-01 09:11 | tx_000004 | Virtual Currency | INCOMING | $900.00 |
| 2026-09-25 13:22 | tx_000008 | Virtual Currency | OUTGOING | $240.00 |
| 2026-09-25 01:35 | tx_000005 | Virtual Currency | INCOMING | $120.00 |
| 2026-09-24 17:15 | tx_000224 | Virtual Currency | INCOMING | $3,350.00 |
| 2026-09-24 14:15 | tx_000223 | Virtual Currency | INCOMING | $3,200.01 |
| 2026-09-24 11:15 | tx_000222 | Virtual Currency | INCOMING | $3,300.00 |
| 2026-09-22 02:22 | tx_000007 | Virtual Currency | INCOMING | $400.00 |
| 2026-09-20 10:47 | tx_000009 | Virtual Currency | INCOMING | $120.00 |