Inherent
12
Onboarding and product
Loading the book.
cust_0015
Farida Grabowski
Civil engineer · Vancouver, BC · declared $20,000.00 / month
MediumPersonMedium Kyc
Behavioural
49
Open alert composite
Residual
42
What the queue should feel
Why this rating
- Onboarding KYC rating+12
Relationship was onboarded at MEDIUM KYC risk.
- Open monitoring indicators+49
Composite alert score 49 (HIGH confidence). LVCTR threshold reached by 24-hour aggregation (+25); Beneficiary shared across apparently unrelated customers (+14); Receipts concentrated in newly observed addresses (+10).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.513 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- value 7d cad0.065
- distinct assets 7d0.008
- txn count 7d-0.013
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
Virtual currency ·
Sent $1,320.00tx_000138
Virtual currency ·
Received $120.00tx_000141
Virtual currency ·
Received $2,200.00tx_000137
Alert ·
Receipts concentrated in newly observed addressesAML-VC-014. 66% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
Virtual currency ·
Received $4,200.00tx_000218
Alert ·
LVCTR threshold reached by 24-hour aggregationAML-VC-012. 3 receipt(s) grouped on beneficiary totalling CAD 12,599.99.
Alert ·
Beneficiary shared across apparently unrelated customersAML-VC-008. 3 customers directed value to the same beneficiary within 7 days.
Alert ·
Receipts concentrated in newly observed addressesAML-VC-014. 100% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
Virtual currency ·
Received $400.00tx_000142
Virtual currency ·
Received $2,200.00tx_000131
Virtual currency ·
Received $1,400.00tx_000136
Virtual currency ·
Received $400.00tx_000134
Virtual currency ·
Sent $72.00tx_000133
Virtual currency ·
Received $120.00tx_000132
Virtual currency ·
Sent $240.00tx_000140
Virtual currency ·
Received $400.00tx_000139
Virtual currency ·
Received $2,200.00tx_000135
Onboarding ·
Relationship opened
Civil engineer. Declared $20,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- LVCTR threshold reached by 24-hour aggregationReporting
AML-VC-012 · 3 receipt(s) grouped on beneficiary totalling CAD 12,599.99.
- Beneficiary shared across apparently unrelated customersMedium
AML-VC-008 · 3 customers directed value to the same beneficiary within 7 days.
- Receipts concentrated in newly observed addressesLow
AML-VC-014 · 100% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
- Receipts concentrated in newly observed addressesLow
AML-VC-014 · 66% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-09-30 15:04 | tx_000138 | Virtual Currency | OUTGOING | $1,320.00 |
| 2026-09-28 07:13 | tx_000141 | Virtual Currency | INCOMING | $120.00 |
| 2026-09-27 07:04 | tx_000137 | Virtual Currency | INCOMING | $2,200.00 |
| 2026-09-26 14:00 | tx_000218 | Virtual Currency | INCOMING | $4,200.00 |
| 2026-09-24 14:35 | tx_000142 | Virtual Currency | INCOMING | $400.00 |
| 2026-09-23 01:23 | tx_000131 | Virtual Currency | INCOMING | $2,200.00 |
| 2026-09-19 06:45 | tx_000136 | Virtual Currency | INCOMING | $1,400.00 |
| 2026-09-18 02:53 | tx_000134 | Virtual Currency | INCOMING | $400.00 |