Inherent
25
Onboarding and product
Loading the book.
cust_0013
Samir Wang
Civil engineer · Calgary, AB · declared $15,000.00 / month
HighPersonHigh Kyc
Behavioural
64
Open alert composite
Residual
60
What the queue should feel
Why this rating
- Onboarding KYC rating+25
Relationship was onboarded at HIGH KYC risk.
- Open monitoring indicators+64
Composite alert score 64 (HIGH confidence). Circular movement of funds (+20); Receipt volume far above the customer's own baseline (+18); One wallet used by multiple customers (+16).
Behavioural anomaly
isolation_forest_customer_behaviour 1.0. Score 0.897 against the rest of this population. Higher means less typical. It adds a bounded number of points and never files anything.
- distinct assets 7d0.077
- txn count 7d0.063
- value 7d cad-0.008
Timeline
Onboarding, movement, alerts and sample-list hits, newest first.
Virtual currency ·
Sent $840.00tx_000122
Virtual currency ·
Sent $150.00tx_000109
Virtual currency ·
Received $1,400.00tx_000119
Virtual currency ·
Received $1,400.00tx_000121
Virtual currency ·
Received $250.00tx_000108
Virtual currency ·
Received $1,400.00tx_000115
Virtual currency ·
Sent $390.00tx_000113
Virtual currency ·
Sent $150.00tx_000117
Virtual currency ·
Received $650.00tx_000112
Alert ·
Receipts concentrated in newly observed addressesAML-VC-014. 92% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
Virtual currency ·
Received $7,950.00tx_000239
Alert ·
Circular movement of fundsAML-VC-011. Value left the customer and returned after 3 hop(s): CAD 8,200.00 out, CAD 7,950.00 back.
Alert ·
Receipt volume far above the customer's own baselineAML-VC-004. CAD 7,950.00 received in 24 hours against an active-day average of CAD 750.00 over 5 active day(s) in 90 days (10.6x); the customer's previous busiest day was CAD 2,200.00.
Alert ·
Receipts concentrated in newly observed addressesAML-VC-014. 100% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
Virtual currency ·
Sent $8,200.00tx_000236
Virtual currency ·
Received $250.00tx_000116
Virtual currency ·
Received $250.00tx_000120
Virtual currency ·
Received $2,200.00tx_000107
Virtual currency ·
Sent $239.99tx_000111
Virtual currency ·
Received $400.01tx_000110
Virtual currency ·
Received $400.00tx_000118
Virtual currency ·
Received $250.00tx_000114
Alert ·
One wallet used by multiple customersAML-VC-007. Address 0xe85e2cabeb10a7ca450f3499c247a707e3a37235 transacted with 2 different customers in the last 30 days, which can indicate an undisclosed third party.
Onboarding ·
Relationship opened
Civil engineer. Declared $15,000.00 a month.
Name screening
No sample-list hit at the 0.90 line.
Fictional names bundled with FINTRAC Sentinel so the screening control can be demonstrated offline. Not a legal designation.
Alerts
- Circular movement of fundsHigh
AML-VC-011 · Value left the customer and returned after 3 hop(s): CAD 8,200.00 out, CAD 7,950.00 back.
- Receipt volume far above the customer's own baselineHigh
AML-VC-004 · CAD 7,950.00 received in 24 hours against an active-day average of CAD 750.00 over 5 active day(s) in 90 days (10.6x); the customer's previous busiest day was CAD 2,200.00.
- One wallet used by multiple customersHigh
AML-VC-007 · Address 0xe85e2cabeb10a7ca450f3499c247a707e3a37235 transacted with 2 different customers in the last 30 days, which can indicate an undisclosed third party.
- Receipts concentrated in newly observed addressesLow
AML-VC-014 · 100% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
- Receipts concentrated in newly observed addressesLow
AML-VC-014 · 92% of the value received in 24h came from 1 address(es) first observed within the last 7 days.
Recent transactions
| When | Reference | Rail | Direction | CAD |
|---|---|---|---|---|
| 2026-10-02 23:49 | tx_000122 | Virtual Currency | OUTGOING | $840.00 |
| 2026-10-02 20:52 | tx_000109 | Virtual Currency | OUTGOING | $150.00 |
| 2026-10-01 06:22 | tx_000119 | Virtual Currency | INCOMING | $1,400.00 |
| 2026-10-01 05:49 | tx_000121 | Virtual Currency | INCOMING | $1,400.00 |
| 2026-09-29 10:52 | tx_000108 | Virtual Currency | INCOMING | $250.00 |
| 2026-09-26 06:22 | tx_000115 | Virtual Currency | INCOMING | $1,400.00 |
| 2026-09-25 12:29 | tx_000113 | Virtual Currency | OUTGOING | $390.00 |
| 2026-09-22 18:00 | tx_000117 | Virtual Currency | OUTGOING | $150.00 |